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Comparison sites - how they workIn addition to the raft of online insurance brokers and direct insurers offering competitive quotes for car insurance line, there are several comparison sites available to take the tedium out of applying for motor insurance online. |
| Comparison sites are exactly what the name implies: they're sites that compare costs from a range of insurers and show you the results. It is a fantastically fast way to get dozens of quotes for your car insurance, regardless of your driving status or car type. A comparison site will save you a bit of time and typing. These sites allow you to enter all the relevant quote information one time. The site will then submit your application to a sophisticated database containing the latest information from the panel of insurers represented by the comparison site, and calculates the various premiums based on your data. |
| The results take up to five minutes to filter through to your browser, and some arrive faster than others, so it's important to be patient and let all the results come in before making an attempt to start viewing optional information associated with the quotes displayed. |
| These sites do not charge you for using their services, the insurers providing quote data to the site pay the site operator on a percentage or flat rate basis for click-through traffic and policy referrals that come through their network. |
| If you find a policy that meets your cover requirements as well as your budget, it is worth checking the quote that the comparison site provided with the insurance company directly. Sometimes, this can result in a further reduction in the car insurance policy premium. It is equally possible that the comparison site will have a preferential reduction already agreed with the insurance company in question and therefore going directly to the insurer won't save you any extra. |
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