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Overview – RAC insuranceThe Royal Automobile Club (RAC) was founded in 1897, and since then the RAC has continued to work at the leading-edge of the motoring service industry. Today’s RAC boasts six million members, who enjoy easy access to a range of products from online journey planners and traffic alerts to insurance, breakdown cover and even car loans. |
| RAC membership isn’t necessary for customers seeking car insurance services from the RAC, however, RAC members who opt to take out car insurance with the RAC may be eligible for discounts on their insurance premium. RAC members also receive from additional benefits with their RAC insurance policies, including legal expenses cover and free physiotherapy cover. |
| Benefits the RAC offer all of their insurance customers include:
up to 70% no claims discount, 24-hour claims helpline, courtesy car
options to suit your needs, physiotherapy cover options, up to 15%
discount for buying your RAC cover over the web, and a free phone
number for claims and queries. |
| Applying for your RAC insurance cover online can save you up to 15% off your quote – and the quoting process the RAC offer allows you to make very specific information available in an effort to reduce your premium. The RAC’s ‘motorquoter’ will consider variables that many other online applications don’t. Additionally, the RAC’s approach to optional items on your policy (such as courtesy car cover) is unique – they add options based on your requirements, and charge you according to what you need as opposed to pre-defined amounts based on ‘average’ customers. This means you really can get what you pay for in terms of optional policy items. |
| Remember, the key to getting cheaper car insurance is establishing yourself with prospective insurers as a low risk – the more information you can provide that shows your risk is lower than average, the lower your quote is likely to be. That is why the extra minute or two that may be required to fill in the RAC’s online application form is well worth the wait. |
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